about us

Hayden G. S. Blades

is the former Senior Economist of the RBTT Group with over 12 years of experience in the financial sector and in 2008 assumed the leadership of Business Insight Limited.  He has published economic analyses of public interest in newsletters, trade association journals, and the daily newspapers.

Previously, he served as a Risk Manager in the Group Risk Management and Finance Division of RBTT Financial Group Limited.  He has been involved in the review of debt financing requests from a number of the RBTT overseas territories, particularly Jamaica, the OECS, and the Netherlands Antilles.

Prior to this, Hayden was a Manager and Senior Consultant in the Corporate Finance Division of Ernst & Young and was involved in the development of business improvement initiatives for local and regional companies, particularly in the retail and manufacturing sub-sectors, investment analysis, project development and implementation for petro-chemical and export development companies, as well as the review and assessment of operational systems and procedures for several companies.  He has prepared information memorandum documents and business plans specifically designed to raise debt and equity financing for several clients, and has completed business and share valuations for a myriad of firms.  He has also conducted a number of strategic planning sessions with clients in the retail/distribution, manufacturing and energy sectors.

He has also been involved in marketing, economic research and strategic planning in the public sector including a rewarding stint in the Research and Planning Department of the Agricultural Development Bank.  He has experience in strategic assessment of development banking, industry analysis, financial and economic modeling, financial analysis, primary and secondary market research, and business and financial planning for small and medium sized entrepreneurial companies. 

Hayden is also a part-time lecturer for the University of London and earned a BSc in Economics and Management from the University of the West Indies and a Masters Degree in Business Administration from Heriot Watt University with a focus on Trade and International Finance. In addition he has completed post qualification training in financial management, investment management and finance information systems.

Chairman of Business Insight Limited

Terrence W. Farrell has over 30 years experience in economic research, forecasting, policy analysis and strategy formation.  A former Research Director (1984 -1990), Senior Manager (1990 -1992) and Deputy Governor of the Central Bank of Trinidad and Tobago (1992-1995) he built a strong reputation for the Bank’s Research Department and was central to key policy initiatives including the debt restructurings and IMF programmes in 1987-1991 period, exchange control liberalization and the flotation of the T&T dollar in 1993 and the central bank’s intervention of troubled financial institutions in the period 1986-1993.  He has published several scholarly articles in Economics, including a book on Central Banking in Trinidad and Tobago, and co-edited another on Caribbean Monetary Integration (with Delisle Worrell). He has served on several government-appointed committees addressing a variety of public policy issues. More recently, he has served on the Government of Trinidad and Tobago’s Vision 2020 Core Group and was chairman of its Macro-economics sub-committee which inter alia developed a projections model for the Trinidad & Tobago economy, and was a member of the Task Force on the Future of BWIA.

Within the private sector, he was Regional Manager for a regional IT Services company from 1995 – 1997 and in that capacity undertook several consulting engagements across the region.  As Group Executive Director at the life insurance and property and casualty insurance group Guardian Holdings Limited from 1998-2006, he was responsible for Strategy, Business Development and Information Systems Management from 1998-2005 and was instrumental in planning and effecting several of the company’s acquisitions. Latterly, 2005-2006, he was President of its General Insurance division with operations in the Caribbean, the United Kingdom and Gibraltar.  He is now Chairman of Business Insight, a company dedicated to strategy consulting and economic research and forecasting, as well as chairman of Advance Oil, a land-based oil exploration company.

He studied Economics at UWI and the University of Toronto where he obtained his PhD in 1979, and has attended several executivee education courses in Strategy (Harvard Business School), Portfolio Management (Euro money), Corporate Finance (IIR), and Information Systems Management (Harvard). He is an Honorary Member of the Information Technology Professionals Society of Trinidad and Tobago, founding member of the Trinidad and Tobago Economics Association and a Fellow of the Institute of Banking and Finance of Trinidad and Tobago.